Are Smitvi student tools free?

Yes. Salary, EMI, SIP calculators and the student learning path are free. Creating an account lets you save progress and join challenges.

Do I need a crypto wallet to use student tools?

No. Student and career tools work without Binance or any crypto account. Crypto features are optional later.

Students

Money & skills tools for students

Plan loans, savings, and your first paycheck with free calculators — then learn practical money habits in Academy. No wallet or API key required.

Try SIP calculator Create free account

Calculator SIP / savings goal How much to save monthly for a laptop, course, or emergency fund. Open → Calculator Education loan EMI See monthly EMI and total interest before you sign a loan. Open → Calculator Internship / CTC take-home Estimate in-hand pay from stipend or first CTC offers. Open → Academy First-job money basics Academy path: banking, emergency fund, EMI safety, and salary math. Open → Career Resume score Upload PDF/DOC/DOCX — get a score and a shareable card for LinkedIn. Open → Track Job application tracker Kanban for campus drives and off-campus applications — browser-saved. Open → Campus Campus pack One shareable link for class WhatsApp groups. Open → Career Compare two offers Side-by-side CTC → take-home so you pick cash flow, not just LPA. Open → Career Cover letter draft Generate a clean application letter from role, company, and highlights. Open →

Why students use Smitvi

Most “finance apps” assume you already invest. Students need clearer help first: Will this education loan EMI fit a starter salary? How much SIP reaches a ₹50,000 goal? What does a ₹6 LPA offer actually pay monthly?

Each calculator shows the formula and examples so you can learn the math — not just see a black-box number. When you are ready for investing or markets later, crypto tools stay optional under Calculators and Intelligence.

Suggested 15-minute starter plan

Run the take-home salary calculator on a sample CTC.
Check an education or gadget loan with the EMI calculator.
Set a small goal in the SIP calculator.
Open the first-job money basics path.

FAQs

Are these tools free?

Yes. Calculators and the student academy path are free. Accounts unlock progress tracking and community challenges.

Do I need crypto knowledge?

No. Student pages are written for everyone. Crypto is a separate optional track.

Is this financial advice?

No. Tools are educational estimates. Confirm tax, loans, and investments with qualified professionals.

Why students use Smitvi

Suggested 15-minute starter plan

FAQs

Student money brief