Why compare take-home instead of CTC?

Variable pay, PF, tax, and commute change monthly cash. Two similar CTCs can feel very different after those deductions.

Job seeker tool

Compare two job offers

Put both CTCs side by side. See estimated monthly take-home and cash after commute — so you choose cash flow, not just the bigger LPA number.

Offer A Label Annual CTC INR Variable / bonus (annual) INR Basic % of fixed CTC % Employee PF % of basic % Professional tax / month INR Commute / extra cost / month INR Tax regime (simplified)

Offer B Label Annual CTC INR Variable / bonus (annual) INR Basic % of fixed CTC % Employee PF % of basic % Professional tax / month INR Commute / extra cost / month INR Tax regime (simplified)

Results

Enter both CTCs to compare.

Offer A

Est. take-home / month—

After commute—

Est. tax / month—

Offer B

Est. take-home / month—

After commute—

Est. tax / month—

How to use this

Fill both offers honestly — include variable pay and a realistic commute or city-premium cost. The tax math is a simplified educational estimate (same engine as our take-home calculator), not a payroll or CA filing tool.

What this does not decide

Learning curve, manager quality, and brand for your next jump
Joining bonus, ESOPs, or relocation reimbursements (add those mentally)
Exact PF / tax from your offer letter annexures

FAQs

Is a higher CTC always better?

No. High variable + long commute can leave less monthly cash than a slightly lower all-fixed offer.

Can I share the result?

Yes — use Copy summary for WhatsApp or LinkedIn. No account required.

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